Risk Classification By Means Of Clustering
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Risk Classification By Means Of Clustering
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Author : Bernhard Christian Kübler
language : en
Publisher: Peter Lang
Release Date : 2010
Risk Classification By Means Of Clustering written by Bernhard Christian Kübler and has been published by Peter Lang this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Business & Economics categories.
Determining risk-adequate insurance premiums is a core issue in actuarial mathematics. This study is specifically concerned with identifying convenient partitions of (general) insurance collectives such that the resulting tariff classes are homogeneous to a maximum extent and - on the other hand - yet large enough to allow for the occurrence of the group balance concept and to end up with reliable estimates of the moments of the claim size distributions. Therefore, the author develops an innovative classification algorithm utilizing a multidimensional cluster approach combined with credibility-theoretical implications. Its construction stems from involving the entire claim information of risks simultaneously and in a suitable manner, and particulary from obtaining optimality regarding the cluster criterions. Under certain conditions, commonly used cross classification schemes are shown to be a particular case of the new approach. Besides desirable theoretical benefits like its generalizing established cross classification systems, an empirical investigation also suggests the practical superiority of the new algorithm.
Intelligent And Other Computational Techniques In Insurance
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Author : L. C. Jain
language : en
Publisher: World Scientific
Release Date : 2003
Intelligent And Other Computational Techniques In Insurance written by L. C. Jain and has been published by World Scientific this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003 with Business & Economics categories.
This book presents recent advances in the theory and implementation of intelligent and other computational techniques in the insurance industry. The paradigms covered encompass artificial neural networks and fuzzy systems, including clustering versions, optimization and resampling methods, algebraic and Bayesian models, decision trees and regression splines. Thus, the focus is not just on intelligent techniques, although these constitute a major component; the book also deals with other current computational paradigms that are likely to impact on the industry. The application areas include asset allocation, asset and liability management, cash-flow analysis, claim costs, classification, fraud detection, insolvency, investments, loss distributions, marketing, pricing and premiums, rate-making, retention, survival analysis, and underwriting. Contents: Insurance Applications of Neural Networks, Fuzzy Logic, and Genetic Algorithms; Practical Applications of Neural Networks in Property and Casualty Insurance; An Integrated Data Mining Approach to Premium Pricing for the Automobile Insurance Industry; Population Risk Management: Reducing Costs and Managing Risk in Health Insurance; Using Neural Networks to Predict in the Marketplace; Merging Soft Computing Technologies in Insurance-Related Applications; Robustness in Bayesian Models for BonusOCoMalus Systems; Using Data Mining for Modeling Insurance Risk and Comparison of Data Mining and Linear Modeling Approaches; System Intelligence and Active Stock Trading; The Algebra of Cash Flows: Theory and Application; and other papers. Readership: Graduate students, academics, researchers and practitioners involved with actuarial science, insurance, statistics and management science."
Soft Computing In Measurement And Information Acquisition
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Author : Leon Reznik
language : en
Publisher: Springer
Release Date : 2012-12-06
Soft Computing In Measurement And Information Acquisition written by Leon Reznik and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-12-06 with Computers categories.
This volume covers the fields of measurement and information acqulSltlon. It contains a collection of papers representing the current research trends in these areas. What are those trends? The first one is the enormous growth in the amount of information and the amazing technologies, which make this information available anywhere and anytime. The second one is a substantial development of methods of the information presentation including, to name just a few, multimedia, virtual environment, computer animation. The third one is the all-time boosting demand for improving the quality of decisions made on the base of this information in various applications ranging from engineering to business. Nowadays information acquisition should not only provide more information but also provide it in such a way as to assure effective and efficient processing of this information. And here comes a relatively new methodology of soft computing. Application of soft computing in measurement and information acquisition is considered in this volume.
Behavior Analysis And Modeling Of Traffic Participants
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Author : Xiaolin Song
language : en
Publisher: Springer Nature
Release Date : 2022-06-01
Behavior Analysis And Modeling Of Traffic Participants written by Xiaolin Song and has been published by Springer Nature this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-06-01 with Technology & Engineering categories.
A road traffic participant is a person who directly participates in road traffic, such as vehicle drivers, passengers, pedestrians, or cyclists, however, traffic accidents cause numerous property losses, bodily injuries, and even deaths to them. To bring down the rate of traffic fatalities, the development of the intelligent vehicle is a much-valued technology nowadays. It is of great significance to the decision making and planning of a vehicle if the pedestrians' intentions and future trajectories, as well as those of surrounding vehicles, could be predicted, all in an effort to increase driving safety. Based on the image sequence collected by onboard monocular cameras, we use the Long Short-Term Memory (LSTM) based network with an enhanced attention mechanism to realize the intention and trajectory prediction of pedestrians and surrounding vehicles. However, although the fully automatic driving era still seems far away, human drivers are still a crucial part of the road‒driver‒vehicle system under current circumstances, even dealing with low levels of automatic driving vehicles. Considering that more than 90 percent of fatal traffic accidents were caused by human errors, thus it is meaningful to recognize the secondary task while driving, as well as the driving style recognition, to develop a more personalized advanced driver assistance system (ADAS) or intelligent vehicle. We use the graph convolutional networks for spatial feature reasoning and the LSTM networks with the attention mechanism for temporal motion feature learning within the image sequence to realize the driving secondary-task recognition. Moreover, aggressive drivers are more likely to be involved in traffic accidents, and the driving risk level of drivers could be affected by many potential factors, such as demographics and personality traits. Thus, we will focus on the driving style classification for the longitudinal car-following scenario. Also, based on the Structural Equation Model (SEM) and Strategic Highway Research Program 2 (SHRP 2) naturalistic driving database, the relationships among drivers' demographic characteristics, sensation seeking, risk perception, and risky driving behaviors are fully discussed. Results and conclusions from this short book are expected to offer potential guidance and benefits for promoting the development of intelligent vehicle technology and driving safety.
Computational Science Iccs 2001
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Author : Vassil N. Alexandrov
language : en
Publisher: Springer
Release Date : 2003-05-15
Computational Science Iccs 2001 written by Vassil N. Alexandrov and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003-05-15 with Computers categories.
LNCS volumes 2073 and 2074 contain the proceedings of the International Conference on Computational Science, ICCS 2001, held in San Francisco, California, May 27-31, 2001. The two volumes consist of more than 230 contributed and invited papers that reflect the aims of the conference to bring together researchers and scientists from mathematics and computer science as basic computing disciplines, researchers from various application areas who are pioneering advanced application of computational methods to sciences such as physics, chemistry, life sciences, and engineering, arts and humanitarian fields, along with software developers and vendors, to discuss problems and solutions in the area, to identify new issues, and to shape future directions for research, as well as to help industrial users apply various advanced computational techniques.
20th International Probabilistic Workshop
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Author : José C. Matos
language : en
Publisher: Springer Nature
Release Date : 2024-07-05
20th International Probabilistic Workshop written by José C. Matos and has been published by Springer Nature this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-07-05 with Technology & Engineering categories.
This volume presents the proceedings of the 20th International Probabilistic Workshop (IPW), which was held in Guimarães, Portugal on May 8-10, 2024. Probabilistic methods are currently of crucial importance for research and developments in the field of engineering, which face challenges presented by new materials and technologies and rapidly changing societal needs and values. Contemporary needs related to, for example, performance-based design, service-life design, life-cycle analysis, product optimization, assessment of existing structures and structural robustness give rise to new developments as well as accurate and practically applicable probabilistic and statistical engineering methods to support these developments. These proceedings are a valuable resource for anyone interested in contemporary developments in the field of probabilistic engineering applications.
Business Intelligence In The Digital Economy Opportunities Limitations And Risks
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Author : Raisinghani, Mahesh S.
language : en
Publisher: IGI Global
Release Date : 2003-07-01
Business Intelligence In The Digital Economy Opportunities Limitations And Risks written by Raisinghani, Mahesh S. and has been published by IGI Global this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003-07-01 with Games & Activities categories.
Business Intelligence in the Digital Economy: Opportunities, Limitations and Risks describes business intelligence (BI), how it is being conducted and managed and its major opportunities, limitations, issues and risks. This book takes an in-depth look at the scope of global technological change and BI. During this transition to BI, information does not merely add efficiency to the transaction; it adds value. This book brings together high quality expository discussions from experts in this field to identify, define, and explore BI methodologies, systems, and approaches in order to understand the opportunities, limitations and risks.
Community Series In Translational Insights Into Mechanisms And Therapy Of Organ Dysfunction In Sepsis And Trauma Volume Iii
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Author : Christoph Thiemermann
language : en
Publisher: Frontiers Media SA
Release Date : 2024-11-07
Community Series In Translational Insights Into Mechanisms And Therapy Of Organ Dysfunction In Sepsis And Trauma Volume Iii written by Christoph Thiemermann and has been published by Frontiers Media SA this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-11-07 with Medical categories.
Life-threatening organ dysfunction/failure in critically ill patients suffering from sepsis or trauma is caused by a dysregulated host response to infection and/or inflammation. Despite significant advances in our understanding of some of the key signaling pathways involved in the excessive inflammation associated with sepsis/trauma, the translation of our current understanding of the underlying pathophysiology into organ-protective therapeutic strategies is still very limited. Current therapeutic approaches, hence, continue to rely on source control, antibiotics and supportive care, and particularly early goal-directed therapy.
Proceedings Of The 2024 6th Management Science Informatization And Economic Innovation Development Conference Msieid 2024
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Author : Manhui Huang
language : en
Publisher: Springer Nature
Release Date : 2025-04-14
Proceedings Of The 2024 6th Management Science Informatization And Economic Innovation Development Conference Msieid 2024 written by Manhui Huang and has been published by Springer Nature this book supported file pdf, txt, epub, kindle and other format this book has been release on 2025-04-14 with Business & Economics categories.
This book is an open access About MSIEID 2024 2024 6th Management Science Informatization and Economic Innovation Development Conference (MSIEID 2024) With the deepening of globalization and informatization, the relationship between management science, informatization and economic development becomes more and more close and complex. The application of information technology in the field of management science not only improves the operation efficiency of enterprises and organizations, but also provides new tools and methods for innovation, market analysis and decision making. Economic innovation has become an important driving force for the sustainable development of national and regional economy and the improvement of competitiveness. It is in this context that this conference came into being, aiming to explore how to promote the further integration of management science and economic development through information technology and innovation. 2024 6th Management Science Informatization and Economic Innovation Development Conference (MSIEID 2024) will be held in Guangzhou, China from December 6 to 8, 2024. The conference aims to provide a high-level and high-quality exchange platform for experts and scholars in the fields of management science, informatization and economics from all over the world. The content of the conference includes invited reports, keynote speeches, paper reading, thematic discussions and other colorful academic activities. Participants will have the opportunity to listen to the world's top experts, participate in in-depth discussions, share research results, and jointly explore a new path to promote the development of management science and economic innovation. We sincerely invite friends from academia and industry around the world to gather in Guangzhou to witness this international academic feast and plan for future development.
Intelligent And Fuzzy Systems
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Author : Cengiz Kahraman
language : en
Publisher: Springer Nature
Release Date : 2024-08-29
Intelligent And Fuzzy Systems written by Cengiz Kahraman and has been published by Springer Nature this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-08-29 with Computers categories.
This book presents recent research in intelligent and fuzzy techniques on Intelligent Industrial Informatics and Efficient Networks. This cutting-edge field integrates advanced technologies, such as artificial intelligence, machine learning and data analytics, into industrial processes, revolutionizing the way industries operate. The book presents the examples of the implementation of smart sensors and IoT devices, which facilitate real-time data collection and communication. High-speed, low-latency networks ensure that information flows effortlessly between devices, enabling timely responses and enabling the coordination of complex manufacturing processes. This network architecture supports the integration of edge computing, where data processing occurs closer to the source, reducing latency and enabling faster decision-making. The readers can benefit from this book for maintaining a leadership position among competitors in both manufacturing and service companies. The intended readers are intelligent and fuzzy systems researchers, lecturers, M.Sc. and Ph.D. students studying intelligent and fuzzy techniques. The book covers fuzzy logic theory and applications, heuristics and metaheuristics from optimization to machine learning, from quality management to risk management, making the book an excellent source for researchers.