Savings And Development
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Savings And Development
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Author :
language : en
Publisher:
Release Date : 2007
Savings And Development written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with Africa categories.
Saving For Development
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Author : Inter-American Development Bank
language : en
Publisher: Springer
Release Date : 2016-07-08
Saving For Development written by Inter-American Development Bank and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-07-08 with Business & Economics categories.
Why should people - and economies - save? This book on the savings problem in Latin America and the Caribbean suggests that, while saving to survive the bad times is important, saving to thrive in the good times is what really counts. People must save to invest in health and education, live productive and fulfilling lives, and make the most of their retirement years. Firms must save to grow their enterprises, employ more workers in better jobs, and produce quality goods. Governments must save to build the infrastructure required by a productive economy, provide quality services to their citizens, and assure their senior citizens a dignified, worry-free retirement. In short, countries must save not for the proverbial rainy day, but for a sunny day - a time when everyone can bask in the benefits of growth, prosperity, and well-being. This book is open access under a CC BY-NC-ND 3.0 IGO license.
Can The Poor Save
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Author : Michael Sherraden
language : en
Publisher: Routledge
Release Date : 2017-09-08
Can The Poor Save written by Michael Sherraden and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-09-08 with Business & Economics categories.
Many policymakers argue that the best poverty policy not only provides cash to the poor for subsistence but also incentives and structures that encourage long-term social and economic improvement. As part of this, they make the case for Individual Development Accounts (IDAs), a new policy proposal designed to help the poor save and to build assets. This book explores IDAs to determine their effectiveness. IDAs are matched savings accounts targeted on low-income, low-wealth individuals. Savings in IDAs are used for home ownership, post-secondary education, small business development, and other purposes. Do IDAs work? If they do, for whom? And does how an IDA is designed determine savings outcomes? This volume is the first analysis of matched savings by the poor to use data from monthly bank statements. It comes at a critical time, as debate rages over the merits of individual social security accounts. IDAs also respond to policy that is becoming more asset based and less inclusive of the poor. The authors argue for the efficacy of IDAs to counter this tendency. They find that while savings outcomes vary among participants, no characteristics (such as low income or public assistance) preclude saving. They examine effects of IDA design (the match rate, savings targets, and the use of automatic transfer) on savings results and analyze factors that influence varying rates of saving and spending over time. They conclude that financial education and other support services, though costly, improve savings performance. To address the issue of cost they suggest a two-tier system of IDA design, one with broad access and simple services and the other with targeted access and intensive services. Can the Poor Save? offers a wealth of lessons to those interested in saving and asset accumulation among the poor. It not only breaks new ground in the scientific study of savings behavior, but also offers concrete, evidence-based recommendations to improve policies designed to encourage the poor to save and how to make such policies more inclusive.
Children S Saving
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Author : Edmund J.S. Sonuga-Barke
language : en
Publisher: Routledge
Release Date : 2017-12-06
Children S Saving written by Edmund J.S. Sonuga-Barke and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-12-06 with Psychology categories.
Originally published in 1993, this book presents an alternative approach to the study of the emergence of economic awareness during childhood: a new developmental economic psychology! In the past, attempts to study the emergence of children’s economic consciousness have failed to take account of the practical nature of the "economic" in the history of western cultures. Economic socialisation has been seen as the acquisition of abstract knowledge about the institutions of adult economic culture. The child has been seen as a spectator, acquiring knowledge of that culture, but never really a part of it. However, economic actions, in essence, are directed not towards the attainment of knowledge, but rather towards the practical solution of problems of resource allocation imposed by constraint. Children, just like adults, are faced with practical problems of resource allocation. Their response to these problems may be different from those of adults but no less "economic" for that. This realisation forms the heart of this book. In it children are seen as both inhabitants of their own "playground" economic subculture and actors in the wider economic world of adults, solving, or attempting to solve, practical economic problems. In order to highlight this "child-centred" approach, the authors studied the way children tackle the particular problems posed by limitations of income. How do children learn (a) the relationship between choices available in the present and the future, (b) to spread their limited financial resources over time into the future and (c) about the strategies, such as banking, that allow them to protect those resources from threats and temptations? In short, how do children learn to save? This volume goes some way to answering these and related questions and in so doing sets up an alternative framework for the study of the emergence of economic awareness.
In Their Own Hands
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Author : Jeffrey Ashe
language : en
Publisher: Berrett-Koehler Publishers
Release Date : 2014-09-15
In Their Own Hands written by Jeffrey Ashe and has been published by Berrett-Koehler Publishers this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-09-15 with Business & Economics categories.
2.5 billion people worldwide, most of them desperately poor villagers, need a better way to save and to borrow. Even the most innovative banking institutions can't reach them. In savings groups, members save what they can in a communal pot and loan their growing fund to each other for their short-term needs. The authors show how these savings groups form and function and how little "outside" support is required for their success. This book describes how Ashe developed Saving for Change, which leveraged the wisdom and strength of group members to train and establish new groups. This model has impacted the lives of 680,000 people across five countries. Savings groups bypass subsidies, dependency, and high costs while effectively reducing chronic hunger, building assets, and empowering the community. Today, saving groups have 9 million members around the globe. With minimal support, membership could grow to ten times this number. --
Savings For Development
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Author : United Nations Publications
language : en
Publisher: United Nations Publications
Release Date : 1984-10-01
Savings For Development written by United Nations Publications and has been published by United Nations Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 1984-10-01 with categories.
Transforming Africa
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Author : Dana T. Redford
language : en
Publisher: Emerald Group Publishing
Release Date : 2022-01-26
Transforming Africa written by Dana T. Redford and has been published by Emerald Group Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-01-26 with Business & Economics categories.
Transforming Africa: How Savings Groups Foster Financial Inclusion, Resilience and Economic Development presents in-depth empirical research into current day savings group activities across Africa, exploring savings groups through the lens of financial inclusion and reflecting on formal finance, economic and social outcomes.
Saving Investment And Growth In Developing Countries
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Author : Klaus Schmidt-Hebbel
language : en
Publisher: World Bank Publications
Release Date : 1994
Saving Investment And Growth In Developing Countries written by Klaus Schmidt-Hebbel and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 1994 with Ahorro categories.
Savings And Development
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Author :
language : en
Publisher:
Release Date : 1977
Savings And Development written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1977 with Africa categories.
Savings Investment And Growth Patterns In Developed And Developing Countries
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Author : Michael I. Obadan
language : en
Publisher:
Release Date : 2001
Savings Investment And Growth Patterns In Developed And Developing Countries written by Michael I. Obadan and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001 with Saving and investment categories.