Undermining Rural Development With Cheap Credit
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Undermining Rural Development With Cheap Credit
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Author : Dale W Adams
language : en
Publisher: Routledge
Release Date : 2021-11-28
Undermining Rural Development With Cheap Credit written by Dale W Adams and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-11-28 with Social Science categories.
Originally published in 1985, twenty-three chapters are brought together in 4 parts dealing with, respectively, problems in rural finance, interest rate policies, politics and finance, and new directions for rural financial markets. In an introduction it is argued that cheap and abundant credit is often regarded as essential for rural development but that actions taken on the basis of this assumption have given disappointing results. Low-interest policies and the improper use of financial markets are seen as the principal reasons for this. It is recommended that higher and more flexible interest rates are allowed and that little or no attention is given to target loans. Informal lenders are thought to offer valuable services therefore they should not be discouraged. More emphasis should be put on voluntary savings mobilization and access to formal loans by non-farm rural firms. It is concluded that many traditional agricultural credit programmes are counterproductive and that attractive product and input prices together with higher yields would be more powerful in stimulating agricultural development.
Financial Landscapes Reconstructed
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Author : F. J. A. Bouman
language : en
Publisher: Routledge
Release Date : 2019-03-11
Financial Landscapes Reconstructed written by F. J. A. Bouman and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-03-11 with Political Science categories.
The past few decades have seen special and changing emphasis in policy frameworks of rural financial intermediation in developing countries, varying from the distribution of cheap credit via specialized farm credit institutions, to the building of linkages between banks and savings groups, to attempts to use traders or NGOs as new conduits of lending. The destructive impact of cheap credit programs on rural financial markets has been the subject of two conferences organized by the Ohio State University in the USA in 1976 and 1981, in conjunction with the Agency for International Development and the World Bank. They resulted in a collection of readings edited by J.D. Von Pischke, Dale W Adams and Gordon Donald, Rural Financial Markets in Developing Countries (Baltimore: Johns Hopkins Press 1983), followed by Undermining Rural Development With Cheap Credit, edited by Dale W Adams, Douglas H. Graham and J.D. Von Pischke (Boulder: Westview Press 1984). Acknowledging the increasing interest of researchers and policymakers in the roles and uses of informal financial intermediaries, the Ohio State University subsequently organized a Seminar in Washington, D.C., in 1989 that produced Informal Finance in LowIncome Countries, edited by Dale W Adams and Delbert A. Fitchett (Boulder: Westview Press 1992).
Rural Credit In Developing Countries
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Author : Avishay Braverman
language : en
Publisher: World Bank Publications
Release Date : 1995
Rural Credit In Developing Countries written by Avishay Braverman and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 1995 with categories.
Rural Credit
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Author : K. P. Padmanabhan
language : en
Publisher: Springer Series, Focus on Wome
Release Date : 1988
Rural Credit written by K. P. Padmanabhan and has been published by Springer Series, Focus on Wome this book supported file pdf, txt, epub, kindle and other format this book has been release on 1988 with Business & Economics categories.
What is - and what should be - the role of rural credit in developing countries? The author steers the reader though this discussion and towards sound practical conclusions, using examples from India, Brazil, Cameroon, Malawi and the Philippines.
Rural Financial Markets In Developing Countries
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Author : Von Pischke, J. D.
language : en
Publisher: Johns Hopkins University Press
Release Date : 1983
Rural Financial Markets In Developing Countries written by Von Pischke, J. D. and has been published by Johns Hopkins University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 1983 with Business & Economics categories.
Until recently the use of agricultural credit as a developmental tool seemed clear and straightforward. Most concerned people believed that increases in the volume of cheap credit were necessary to boost agricultural production, and that the rural poor could be brought into the mainstream of development through supervised credit programs. It seemed that certain ideal types of rural credit institutions offered the promise of meeting farmers' credit needs, and that experience in the industrialized countries with cooperatives and specialized agricultural finance institutions could be effectively transplanted to low-income countries. This collection of readings highlights facets of rural financial markets that have often been neglected in discussions of agricultural credit in developing countries. It moves beyond a narrow concern with the simple provision of credit to a broad consideration of the performance of rural financial markets and of ways to improve the quality and range of financial services for low-income farmers. It reflects new thinking on the design, administration, evaluation and policy framework of rural finance and credit programs in developing countries.
Food Security Diversification And Resource Management Refocusing The Role Of Agriculture
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Author : G.H. Peters
language : en
Publisher: Routledge
Release Date : 2018-12-18
Food Security Diversification And Resource Management Refocusing The Role Of Agriculture written by G.H. Peters and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-12-18 with Business & Economics categories.
Published in 1999, the book is the proceedings volume of the 23rd International Conference of Agricultural Economists, held in Sacramento, California, in August 1997. It continues the series of triennial IAAE conferences.
The Microfinance Revolution
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Author : Marguerite Robinson
language : en
Publisher: World Bank Publications
Release Date : 2001-06-01
The Microfinance Revolution written by Marguerite Robinson and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001-06-01 with Business & Economics categories.
Around the world, a revolution is occurring in finance for low-income people. The microfinance revolution is delivering financial services to the economically active poor on a large scale through competing, financially self-sufficient institutions. In a few countries this has already happened; in others it is under way. The emerging microfinance industry has profound implications for social and economic development. For the first time in history, capital is well on its way to being democratized. 'The Microfinance Revolution', in three volumes, is aimed at a diverse readership - economists, bankers, policymakers, donors, and social scientists; microfinance practitioners and specialists in local finance and rural and urban development; and members of the general public interested in development. This first volume, 'Sustainable Finance for the Poor', focuses on the shift from government- and donor-subsidized credit systems to self-sufficient microfinance institutions providing voluntary savings and credit services.
Rural Finance In Poverty Stricken Areas In The People S Republic Of China
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Author : Xuechun Zhang
language : en
Publisher: Asian Development Bank
Release Date : 2010-05-01
Rural Finance In Poverty Stricken Areas In The People S Republic Of China written by Xuechun Zhang and has been published by Asian Development Bank this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-05-01 with Business & Economics categories.
Local financial institutions represent the best choices in the financial system for small and medium-sized enterprises and farming households. Government agencies in the People's Republic of China (PRC) have proposed policies that would relax market entry criteria and allow the creation of diversified rural financial institutions. These measures will help improve PRC's financial market structure, promote better rural financial services, enable financing of labor-intensive economic activities, and promote socioeconomic development. This publication offers an overview of rural finance in the PRC, examines current financial policy and models, and offers recommendations for future reform measures.
Development Of Rural Financial Markets To Sub Saharan Africa
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Author : Sabapathy Thillairajah
language : en
Publisher: World Bank Publications
Release Date : 1994
Development Of Rural Financial Markets To Sub Saharan Africa written by Sabapathy Thillairajah and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 1994 with Business & Economics categories.
World Bank Environment Paper 6. Here is a holistic approach to analyzing the environmental impact of various power systems. Unlike standard impact studies that begin at the project level, this method calls for environmental assessments that start at the planning stage of a national framework for energy policymaking. The framework would take into account the energy needs of Sri Lanka's total economy. It also would make it easier to incorporate environmental goals into power sector decisionmaking at the critical investment stage. Sri Lanka's development options for the power sector are reviewed in detail. Topics include alternative ways to assess the economic value of a power plant's impact on biodiversity, human health, and air and water pollution. The study also assesses which energy planning options work best and recommends ways in which the Ceylon Electricity Board can improve its environmental policies.
Agricultural Credit And Rural Savings
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Author :
language : en
Publisher:
Release Date : 1980
Agricultural Credit And Rural Savings written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1980 with Agricultural credit categories.