Why Post Offices Need To Offer Banking Services
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Why Post Offices Need To Offer Banking Services
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Author : John Anderson
language : en
Publisher:
Release Date : 2014
Why Post Offices Need To Offer Banking Services written by John Anderson and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014 with Banks and banking categories.
Why Canada Needs Postal Banking
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Author : John Anderson
language : en
Publisher: FriesenPress
Release Date :
Why Canada Needs Postal Banking written by John Anderson and has been published by FriesenPress this book supported file pdf, txt, epub, kindle and other format this book has been release on with Business & Economics categories.
In almost half the communities in small town and rural Canada that have a post office, there are no bank or credit union branches; Only about fifty-four bank and credit union branches exist in the over 615 First Nations communities in Canada; A growing number of urban areas in Canada have no accessible banks or credit unions Why Canada Needs Postal Banking offers a plethora of information about the banking industry that will shock ordinary Canadians. In explaining the banking system that many of us take for granted, the author reveals a deep, and largely unrecognized, gap between the services offered in densely populated, urban spaces and those available in small towns, rural and remote regions, and Indigenous communities. As a solution to this dearth in services, John Anderson proposes a logical alternative to big, private-sector banks: the post office. Basing his argument on historical fact, international experience, and the exorbitant cost of traditional banking services, the author builds a logical and compelling case for reestablishing banking services at Canada Post. Composed of a collection of research papers, interviews, and opinion pieces, Why Canada Needs Postal Banking provides convincing and well-organized data to support the reintroduction of postal service banking in Canada. Readers can absorb survey results that document citizen, municipality, and union support for this strategy. Tables and graphics provide easy access for those who want to assess the statistical facts and figures at a glance. Written in clear, succinct, and transparent language, Why Canada Needs Postal Banking engages the reader while delivering surprising information. In a landscape where challenges seem overwhelming much of the time, this book proposes a solution that, while not without its difficulties, is implementable. It delivers answers and alternatives that support business and individuals’ needs in different parts of the economy that have been, for too long and too often, overlooked.
Post Offices Securing Their Future
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Author : Great Britain: Parliament: House of Commons: Business and Enterprise Committee
language : en
Publisher: The Stationery Office
Release Date : 2009-07-07
Post Offices Securing Their Future written by Great Britain: Parliament: House of Commons: Business and Enterprise Committee and has been published by The Stationery Office this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-07-07 with Political Science categories.
For Vol. 1, Report, see (ISBN 9780215532725)
Why Canada Needs Postal Banking
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Author : John Anderson
language : en
Publisher: FriesenPress
Release Date :
Why Canada Needs Postal Banking written by John Anderson and has been published by FriesenPress this book supported file pdf, txt, epub, kindle and other format this book has been release on with Business & Economics categories.
In almost half the communities in small town and rural Canada that have a post office, there are no bank or credit union branches; Only about fifty-four bank and credit union branches exist in the over 615 First Nations communities in Canada; A growing number of urban areas in Canada have no accessible banks or credit unions Why Canada Needs Postal Banking offers a plethora of information about the banking industry that will shock ordinary Canadians. In explaining the banking system that many of us take for granted, the author reveals a deep, and largely unrecognized, gap between the services offered in densely populated, urban spaces and those available in small towns, rural and remote regions, and Indigenous communities. As a solution to this dearth in services, John Anderson proposes a logical alternative to big, private-sector banks: the post office. Basing his argument on historical fact, international experience, and the exorbitant cost of traditional banking services, the author builds a logical and compelling case for reestablishing banking services at Canada Post. Composed of a collection of research papers, interviews, and opinion pieces, Why Canada Needs Postal Banking provides convincing and well-organized data to support the reintroduction of postal service banking in Canada. Readers can absorb survey results that document citizen, municipality, and union support for this strategy. Tables and graphics provide easy access for those who want to assess the statistical facts and figures at a glance. Written in clear, succinct, and transparent language, Why Canada Needs Postal Banking engages the reader while delivering surprising information. In a landscape where challenges seem overwhelming much of the time, this book proposes a solution that, while not without its difficulties, is implementable. It delivers answers and alternatives that support business and individuals’ needs in different parts of the economy that have been, for too long and too often, overlooked.
Small Savings Mobilization And Asian Economic Development
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Author : Mark J. Scher
language : en
Publisher: Routledge
Release Date : 2015-06-11
Small Savings Mobilization And Asian Economic Development written by Mark J. Scher and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-06-11 with Business & Economics categories.
Postal savings systems in Asian developing countries play a significant role in social and economic development. In many of these countries, and others around the world, postal savings and giro remittances are the only means of providing financial services to all segments of the population, particularly women, rural communities, and the urban poor. Postal savings in many countries also hold the largest share of individual and household savings among competing institutions. This book examines the postal financial systems of some twenty countries visited by the author, and also includes case studies by expert authors from different developing nations. Among the topics covered are savings product development, investing mobilized funds, receiving overseas remittances, and utilizing financial technology.
New Frontiers In Banking Services
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Author : Luisa Anderloni
language : en
Publisher: Springer Science & Business Media
Release Date : 2007-03-21
New Frontiers In Banking Services written by Luisa Anderloni and has been published by Springer Science & Business Media this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007-03-21 with Business & Economics categories.
The book is devoted to a subject which deserves growing attention from policy makers, financial operators and academics. It is the issue of unbanking or underbanking in developed countries. With respect to this, the goal of the authors has been to devote more efforts to understanding the problem of financial exclusion in order to offer to low-moderate-income people new opportunities of accessing financial services (banking, credit and investment services).
Reinventing The Postal Sector In An Electronic Age
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Author : Michael A. Crew
language : en
Publisher: Edward Elgar Publishing
Release Date : 2011-01-01
Reinventing The Postal Sector In An Electronic Age written by Michael A. Crew and has been published by Edward Elgar Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-01-01 with Political Science categories.
This compilation of original essays by an international cast of economists, regulators and industry practitioners analyzes some of the major issues now facing postal and delivery services throughout the world as competition from information and communication technologies (ICT) has increased. Competition has become increasingly important in the postal sector for some time in the form of alternative entrants providing mail delivery. However, the competition from ICT in the form of email and instant messaging, the Internet, Facebook and other forms of social networking and portable wireless devices such as the iPad and Kindle may be even more significant. Mail volumes are falling and the economies of scale that have made possible daily deliveries to every address are being eroded. This book assesses volume these declines resulting from this so-called eSubstituion and looks at the ways the postal sector can adapt to the rapid changes resulting from ICT. The impact of electronic invoicing on transactions mail, and the impact on bulk mail of electronic forms of advertising are examined. Strategies, including pricing and access policies, are discussed in the context of the increasing impact of ICT. A rethinking of the role of mail in an electronic age is taking place and this book provides the cutting-edge of this rethinking and the attempts of POs to reinvent themselves while continuing to meet the public s expectation of continuing ubiquitous daily deliveries of traditional mail products. Undergraduate and postgraduate students and researchers in regulation, competition law, innovation and public sector economics along with institutional libraries and industry professionals will find this volume informative and useful.
How The Other Half Banks
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Author : Mehrsa Baradaran
language : en
Publisher: Harvard University Press
Release Date : 2015-10-06
How The Other Half Banks written by Mehrsa Baradaran and has been published by Harvard University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-10-06 with Business & Economics categories.
The United States has two separate banking systems today—one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities—all thanks to deregulation that began in the 1970s and continues decades later. “Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.” —Nancy Folbre, New York Times Book Review “How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest.” —Lisa J. Servon, American Prospect
Postal Services In Scotland
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Author : Great Britain: Parliament: House of Commons: Scottish Affairs Committee
language : en
Publisher: The Stationery Office
Release Date : 2011-01-09
Postal Services In Scotland written by Great Britain: Parliament: House of Commons: Scottish Affairs Committee and has been published by The Stationery Office this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-01-09 with Business & Economics categories.
The Committee's report considers two key issues: the maintenance of a universal service and the continuation of a sustainable Post Office network across Scotland. The report welcomes assurances that Scotland would not be made exempt from the universal service obligation. Further clarification is needed on Ofcom's power to designate more than one universal service provider. Ofcom should be required to consult with consumers, small businesses and vulnerable users in remote, rural and island communities in Scotland before it recommends any changes to the existing USO. There are considerable advantages to a long, stable and robust relationship between Royal Mail Group and Post Office Ltd and the Committee recommends that a ten year Inter Business Agreement should be reached prior to any sale of Royal Mail. On the Post Office network, the Bill makes no provision for the number of Post Offices and does not set out criteria for access to the network, a matter of concern because the current criteria could be met by 7,500 branches rather than the existing 11,500 branches. This could lead to many closures in Scotland. The Committee recommends that the Government gives assurances to preserving the existing network of branches. Elements of Outreach Post Offices, which replaced 102 Post Office branches in rural and remote parts of Scotland, are not sufficiently robust or reliable to provide an adequate service, according to the Committee, and it fears the new Post Office Local risks downgrading the service further. Improvements should be delivered as a matter of urgency.
Post Office Closure Programme
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Author : Great Britain: Parliament: House of Commons: Business, Enterprise and Regulatory Reform Committee
language : en
Publisher: The Stationery Office
Release Date : 2008-05-30
Post Office Closure Programme written by Great Britain: Parliament: House of Commons: Business, Enterprise and Regulatory Reform Committee and has been published by The Stationery Office this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-05-30 with Postal service categories.
This report examines how the Post Office closure programme is being implemented and areas where it could be improved. The Network Change Programme began in July 2007 and the final consultation is scheduled to end in October 2008. This challenging timetable has meant that consultation has been curtailed, and the whole process has been rushed. The Committee does not accept that a reduction to 7,500 offices is acceptable, and a minimum of 11,500 fixed outlets is recommended. Post Office Ltd should be clearer in its approach to public consultation about closures. The Committee is also concerned that access criteria - proximity of population to offices, local transport and geographical constraints - have not been fully taken into account, nor the principle of services being fully accessible to all. The process has been improving with more experience, but there is still room for further improvement and clarity.