The Right Balance For Banks
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The Right Balance For Banks
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Author : William R. Cline
language : en
Publisher: Columbia University Press
Release Date : 2017-05-23
The Right Balance For Banks written by William R. Cline and has been published by Columbia University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-05-23 with Business & Economics categories.
The global financial crisis produced an important agreement among regulators in 2010–11 to raise capital requirements for banks to protect them from insolvency in the event of another emergency. In this book, William R. Cline, a leading expert on the global financial system, employs sophisticated economic models to analyze whether these reforms, embodied in the Third Basel Accord, have gone far enough. He calculates how much higher bank capital reduces the risk of banking crises, providing a benefit to the economy. On the cost side, he estimates how much higher capital requirements raise the lending rate facing firms, reducing investment in plant and equipment and thus reducing output in the economy. Applying a plausible range of parameters, Cline arrives at estimates for the optimal level of equity capital relative to total bank assets. This study also challenges the recent "too much finance" literature, which holds that in advanced countries banking sectors are already too large and are curbing growth.
International Convergence Of Capital Measurement And Capital Standards
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Author :
language : en
Publisher: Lulu.com
Release Date : 2004
International Convergence Of Capital Measurement And Capital Standards written by and has been published by Lulu.com this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with Bank capital categories.
Balancing The Banks
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Author : Mathias Dewatripont
language : en
Publisher: Princeton University Press
Release Date : 2010-04-19
Balancing The Banks written by Mathias Dewatripont and has been published by Princeton University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-04-19 with Business & Economics categories.
An international perspective on the financial crisis and the future of banking regulation The financial crisis that began in 2007 in the United States swept the world, producing substantial bank failures and forcing unprecedented state aid for the crippled global financial system. Bringing together three leading financial economists to provide an international perspective, Balancing the Banks draws critical lessons from the causes of the crisis and proposes important regulatory reforms, including sound guidelines for the ways in which distressed banks might be dealt with in the future. While some recent policy moves go in the right direction, others, the book argues, are not sufficient to prevent another crisis. The authors show the necessity of an adaptive prudential regulatory system that can better address financial innovation. Stressing the numerous and complex challenges faced by politicians, finance professionals, and regulators, and calling for reinforced international coordination (for example, in the treatment of distressed banks), the authors put forth a number of principles to deal with issues regarding the economic incentives of financial institutions, the impact of economic shocks, and the role of political constraints. Offering a global perspective, Balancing the Banks should be read by anyone concerned with solving the current crisis and preventing another such calamity in the future.
The World Bank Forest Strategy
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Author :
language : en
Publisher: World Bank Publications
Release Date : 2000-01-01
The World Bank Forest Strategy written by and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2000-01-01 with Business & Economics categories.
This report assesses progress since the World Bank first issued its comprehensive Forest Strategy in 1991. It finds that the effectiveness of the strategy has been modest, and the sustainability of its impact is uncertain. The Report identifies seven factors that would make the World Bank forest strategy more pertinent to current circumstances as well as strengthening its ability to achieve its strategic objectives in the forest sector. It recommends that the World Bank use its global reach to address mechanisms for mobilisation of concessional international resources outside its normal lending activities. It also advises the World Bank to be proactive in establishing partnerships with all relevant stakeholders, governments, the private sector, and civil society to meet both its country and global roles. The focus on primary tropical moist forests should be broadened to include all types of natural forests of national and global value. The report suggests that illegal logging needs to be reduced through the promotion of improved governance and enforcement. Other recommendations are to give consideration to forest issues in all relevant sector activity and macroeconomic work, address the employment needs of all poor people while continuing to protect the rights of indigenous people, and to realign the World Bank resources with their objectives in the forest sector.
Balance Sheet Analysis
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Author : Raj Kumar Sharma
language : en
Publisher: Raj Kumar Sharma
Release Date : 2021-07-20
Balance Sheet Analysis written by Raj Kumar Sharma and has been published by Raj Kumar Sharma this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-07-20 with Business & Economics categories.
Balance sheet analysis can reveal lot of important information about the company. A user of balance sheet if interpret the figures correctly can safeguard his interests and protect himself against creative accounting practices. · It is a snapshot of company’s assets, liabilities & equity on a given date. · It is used by management, investors, bankers, & creditors rating agencies to understand the financial health of a company. · It is the minimum requirement for availing credit facilities from banking system. · Users can interpret balance sheet to know the liquidity & leverage position of a company. · It is used by investors to compare with other companies and to find out stocks good for value investing. · It enables the credit providers to ascertain proper utilization of funds by the company. · It is used by regulators to ensure regulatory compliances. · It is used by private equity investors, venture capital funds to ascertain value of a company and to acquire stake at appropriate price. · It is used by top management to ascertain, if the company is moving in right direction or needs some course correction. In this book, author has tried to elaborate basic structure of balance sheet along with classification of assets and liabilities of a company. The book provides commonly used tools for interpretation of balance sheet information for use by bankers and investors.
Balance Of Payments Textbook
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Author : International Monetary Fund
language : en
Publisher: International Monetary Fund
Release Date : 1996-04-15
Balance Of Payments Textbook written by International Monetary Fund and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996-04-15 with Business & Economics categories.
The Balance of Payments Textbook, like the Balance of Payments Compilation Guide, is a companion document to the fifth edition of the Balance of Payments Manual. The Textbook provides illustrative examples and applications of concepts, definitions, classifications, and conventions contained in the Manual and affords compilers with opportunities for enhancing their understanding of the relevant parts of the Manual. The Textbook is one of the main reference materials for training courses in balance of payments methodology.
Bank Asset Liability Management Best Practice
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Author : Polina Bardaeva
language : en
Publisher: Walter de Gruyter GmbH & Co KG
Release Date : 2021-04-19
Bank Asset Liability Management Best Practice written by Polina Bardaeva and has been published by Walter de Gruyter GmbH & Co KG this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-04-19 with Business & Economics categories.
As bankers incorporate more and more complicated and precise calculations and models, a solely mathematical approach will fail to confirm the viability of their business. This book explains how to combine ALM concepts with the emotional intelligence of managers in order to maintain the financial health of a bank, and quickly react to external environment challenges and banks’ microclimate changes. ALM embraces not only balance sheet targets setting, instruments and methodologies to achieve the targets, but also the correct and holistic understanding of processes that should be set up in a bank to prove its prudency and compliance with internal and external constraints, requirements and limitations and the ongoing continuity of its operations. Bank Asset Liability Management Best Practice delves into the philosophy of ALM, discusses the interrelation of processes inside the bank, and argues that every little change in one aspect of the bank processes has an impact on its other parts. The author discusses the changing role of ALM and its historical and current concepts, its strengths and weaknesses, and future threats and opportunities.
Do Central Banks Need Capital
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Author : Mr.Peter Stella
language : en
Publisher: International Monetary Fund
Release Date : 1997-07-01
Do Central Banks Need Capital written by Mr.Peter Stella and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997-07-01 with Business & Economics categories.
Central banks may operate perfectly well without capital as conventionally defined. A large negative net worth, however, is likely to compromise central bank independence and interfere with its ability to attain policy objectives. If society values an independent central bank capable of effectively implementing monetary policy, recapitalization may become essential. Proper accounting practice in determining central bank profit or loss and rules governing the transfer of the central bank’s operating result to the treasury are also important. A variety of country-specific central bank practices are reviewed to support the argument.
The Principles Of Banking
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Author : Moorad Choudhry
language : en
Publisher: John Wiley & Sons
Release Date : 2022-09-27
The Principles Of Banking written by Moorad Choudhry and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-09-27 with Business & Economics categories.
A timely and robust discussion of responsible bank stewardship and practice. The Second Edition of The Principles of Banking offers banking professionals, regulators, and students from a variety of backgrounds an authoritative and practical discussion of the foundations of modern banking and good banking practice. In the book, you'll find a comprehensive roadmap to a more sustainable business model for your banking organization. The author draws on his many years' experience as a commercial and investment banker as he explains the original principles of banking—including sound lending policy, capital management, and liquidity risk management—as well as new material covering the impact of COVID-19 on banks, risk management, and balance sheet management. The Principles of Banking also provides recommendations for bank asset-liability management best practices that enable banks to deliver optimized balance sheets for the benefit of all stakeholders. It also includes new chapters in market risk management, foreign exchange risk management, interest rate risk, and credit risk policy and management. An essential update to a widely read and taught banking text, The Principles of Banking, Second Edition is an indispensable resource for banking professionals and students everywhere.
Emerging Issues In Banking Regulation
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Author : Mr.Ralph Chami
language : en
Publisher: International Monetary Fund
Release Date : 2003-05-01
Emerging Issues In Banking Regulation written by Mr.Ralph Chami and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003-05-01 with Business & Economics categories.
The paper provides an overview of the profound and rapid changes in banking brought about by technology and deregulation, and discusses the hurdles that will have to be negotiated for putting in place the three pillars-capital adequacy rules, supervision, and market discipline-of the bank regulatory framework envisioned by the New Basel Accord (Basel II). It argues that, especially for developing countries, finding the right balance between regulation, supervision, and market discipline is likely to be difficult. Considerable technical expertise as well as political discipline-which can be viewed as a fourth pillar-will be required to implement Basel II.